Michael served in an array of key leadership and executive roles with the FDIC over his thirty-year tenure. He rose through the bank examiner ranks to an executive role in the Atlanta Region and undertook several special assignments at the Washington, D.C. headquarters of the FDIC. He was a key leader in recruiting and developing the professional examination staff of the agency, led strategic planning and human resource initiatives, and served as a highly respected and accomplished mentor to others.

A notable area of focus of Michael has been preserving minority banks, and he served as the National Minority Depository Institution Coordinator for the FDIC. He built strong community outreach programs and he continues to strive to expand banking services to all, especially to underserved communities and the unbanked.

In 2014, the FDIC appointed Michael as Regional Director for the Atlanta Region. In that role, he was responsible for examination programs in regulatory compliance, Community Reinvestment Act, information technology, trust, and safety and soundness, for financial institutions located in the Atlanta Region (Alabama, Florida, Georgia, North Carolina, South Carolina, Virginia, and West Virginia). He had oversight responsibility for approximately 400 examiners and field supervisors located throughout the southeast and supervisory responsibility for over 600 financial institutions. Michael handled numerous enforcement actions and regulatory applications, including large and complex cases.

Michael’s Atlanta Region’s large bank supervision program included the largest banks directly supervised by the FDIC. His administration of the large bank program required close coordination with the Federal Reserve, State Banking Authorities, among others. These activities included onsite assessments, targeted examination reviews, offsite analysis, continuous monitoring of financial and operational performance and risks, stress testing, and resolution planning.